Business Checking logo

A simple and easy to use account with no minimum balance requirement and no monthly service fees.

Business Checking coffee cup

Business Checking Offers:

  • FREE Business Online Banking with customizable access for multiple users.

  • FREE Business Mobile Banking with mobile check capture- deposit checks from your phone

  • FREE BillPay

  • A monthly account statement with images of your paid checks, or

  • eStatements available 24-7 on Internet Banking

  • A combined item allowance of 250 free items per month.*

*$.25 per item fee for ACH debits/credits, deposit tickets, deposited items, and checks after a combined monthly allowance of 250 free items per month.  Other fees may apply.  Ask for details.

Additional services available for a fee include the following:

  • A Business Visa Debit Card for accessing funds in your Business Checking account without being slowed down by writing a check. Supports multiple cards for employees with set card limits per employee.

  • Business Credit Cards designed to meet your needs and provided simplified expense tracking.
  • Remote Deposit Capture allows businesses to efficiently deposit checks without leaving the office.

  • ACH Processing (Automated Clearing House) with secure capabilities including payroll processing, collection for utility payments, and more.

  • Card Processing Merchant Services program with innovative payment options for credit cards, pin-based debit cards, gift cards, electronic check acceptance, and more.
  • Wire Transfer services.
  • Night Deposit Services to make deposits after banking hours and on weekends.

  • Safe Deposit Boxes in a variety of sizes at select Community Offices.

Wayne Bank also offers additional business accounts including:

  • Business Money Market
Business Money Market

Our Business Money Market is tailored to meet the needs of business customers who want to maintain liquidity while earning a money market interest rate. Minimum opening deposit is $2,500. Minimum daily balance to earn interest is $2,500. Accounts with a daily balance less than $2,500 will be subject to a $10 monthly service fee.

  • Business Interest Checking

An account designed for non-profit organizations, sole proprietorships, municipalities, and other qualified entities. Interest is earned on balances of $500.00 and higher.**

**Interest begins to accrue on the date of deposit and is compounded daily and credited monthly. If you close your account before interest is credited, you will not receive the accrued interest. Interest rate and Annual Percentage Yield are subject to change at the Bank’s discretion. If the daily account balance falls below $1,500.00, a $10.00 monthly service charge will apply. Other fees may apply. Ask for details.

  • Commercial Auto Renewing CDs