FSA Guaranteed Loans

Enough hard work already goes into day-to-day operations. That’s why we work closely with the U.S. Department of Agriculture — keeping funds acquisition for local, qualified farmers easy. Satisfy land, livestock, equipment, seed, supplies, and other needs.

FSA Guaranteed Loans are government-backed, helping to provide the competitive rates and specialized funds that otherwise may be difficult to come by. You do so much to enrich the community. Retain that strong foundation for the years to come with the help of a partner you can count on, Bank of the Finger Lakes.

  • Designed to help both new and established family-sized farms receive financing
  • Competitively low rates to meet a wide range of agricultural needs:*
  • Land
  • Livestock
  • Equipment
  • Feed
  • Seed
  • Supplies
  • Building Construction
  • Farm improvements
  • Two types of farm operating loans available:
  • 5-year term revolving lines of credit with up to 7-year amortization period
  • 25-year amortization period
  • Maximum loan amounts up to $1,302,000**
  • Lenders with a working knowledge of local agricultural standards
  • Focused, customized attention from start to finish

*Subject to credit approval.
**Subject to change according to USDA regulations.