*Based on a minimum credit score of 720 and subject to Wayne Bank’s credit policy. Some restrictions apply. Minimum & maximum amounts may apply. Additional information such as terms, restrictions, fees & closing costs available.

Annual Percentage Rates are effective as of March 16, 2023 and are subject to change without notice.

Final rate and APR will be determined based on review of credit application.

Rates and APRs for 60 month new-unit loans range from a rate of 8.25% with an APR of 8.47% and a monthly payment of $20.40 per $1,000 borrowed, as disclosed above, to 12.00% with an APR of 12.23% and a monthly payment of $22.25 per $1,000 borrowed. Cost per thousand does not include the loan documentation fee.

Rates and APRs for 48 month used-unit loans range from a rate of 8.75% with an APR of 9.41% and a monthly payment of $24.77 per $1,000 borrowed, as disclosed above to 12.50% with an APR of 13.18% and a monthly payment of $26.58 per $1,000 borrowed. Cost per thousand does not include the loan documentation fee.

Annual Percentage Rate calculations include a $125 loan documentation fee and are based on $25,000 loan for new-unit loans and $10,000 loan for used-unit loans.

10% down payment required. $3,500 minimum loan required for 60 month financing. Restrictions may apply.

All rates above offer a .25% reduction with Auto Draft.

Please contact any local community office for additional information.