*Based on a credit score of 720 and above and subject to Wayne Bank’s credit policy. Annual Percentage Rates (APR) shown are accurate as of 4/4/2022 and are subject to change. A 3.50% APR, 60 month home equity loan costs $18.19 per month per $1,000 borrowed. A 3.75% APR, 120 month home equity loan costs $10.01 per month per $1,000 borrowed. A 3.99% APR, 180 month home equity loan costs $7.39 per month per $1,000 borrowed. Minimum loan amount is $10,000. Advertised rates assume loan to value is no higher than 80% and payment is by auto draft from a Wayne Bank checking account. Title insurance may be required. Limited to PA and NY properties only. Other restrictions may apply. Ask for details. NMLS # 462082. **Borrower will reimburse lender for waived bank fees and lender paid 3rd party charges if loan is paid off within 36 months of origination. NY properties are subject to NY state mortgage tax for advertised rates. NY property borrowers have option to waive NY state mortgage tax with an increase of .25% to any advertised APR, ask for details.