Personal Savings Accounts

Saving for a rainy day, the holidays, or a dream vacation?

Savings Image

Personal Savings Accounts and Money Market Accounts

Our savings accounts include the ability to automatically move funds to a checking account to avoid overdrafts; or to automatically move funds from a checking account to grow your savings.

Statement Savings

We designed this account as a vehicle to help you save for longer-term goals

Money Market Deposit Account Image

A savings account with limited check writing abilities so you can earn the maximum return

Premium Money Market Image

Earn a higher interest rate with a higher minimum account balance 

Investor Account

This top-notch money market account that rewards larger balance levels with a high interest rate

Holiday Savings Image

Save money all year long for holiday expenses with our Holiday Savings account.

Vacation Savings Image

Our Vacation Savings account can help take you anywhere you want to go!

Certificate of Deposit

Wayne Bank provides a full range of options with high interest for Certificate of Deposit investors.

For more information on savings accounts, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.

Savings Account Rates

Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Rewards Checking $25 $0 0.10% 0.10%
Investor Account $25,000 $1,000,000 1.00% 1.00%
Investor Account $25,000 $500,000 0.60% 0.60%
Investor Account $25,000 $250,000 0.50% 0.50%
Investor Account $25,000 $100,000 0.40% 0.40%
Investor Account $25,000 $50,000 0.30% 0.30%
Investor Account $25,000 $25,000 0.25% 0.25%
Investor Account $25,000 $5,000 0.10% 0.10%
Money Market Deposit Account $2,500 $2,500 0.10% 0.10%
Statement Savings Account $25 $50 0.05% 0.05%
All Purpose Club (Vacation) $2 $0 0.05% 0.05%
Holiday Club $2 $0 0.05% 0.05%
Simply Free $25 N/A N/A N/A
Wayne Wallet $25 N/A N/A N/A

Interest Rates are accurate as of March 23, 2023.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.