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Sweeten up your banking with Rewards Checking. This triple scoop of rewards gives you exceptional benefits every day. Treat yourself to Rewards Checking* today!

rewards checking candy bar

Rewards Checking

Sweeten up your banking with Rewards Checking

Open an account


  • FREE Checks ($34.00 value per box**)

  • FREE Wayne Bank ATM/Debit Card (Up to two cards per account, value of $12.00 per card)

  • FREE Instant Issue Debit Cards, in the event your card is lost or stolen, your local Community Office can provide you with a temporary Debit Card (value of $3.00 for each card)
  • Interest paid on all balances***
  • FREE Official Bank checks ($7.00 value) and Money Orders ($5.00 value)

  • FREE Transfer of funds from another Wayne Bank account to cover overdrafts ($10.00 value per transfer)

  • Images of paid checks included with your monthly statement

*Rewards Checking has a $5 monthly membership fee. Other fees may apply. **Free checks included with Rewards Checking are for a basic style. ***Interest is compounded daily based on ledger balance and is credited monthly.

For more information on REWARDS CHECKING, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.

Checking and Savings Rates

Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Rewards Checking $25 $0 0.10% 0.10%
Investor Account $25,000 $1,000,001 1.00% 1.00%
Investor Account $25,000 $1,000,000 0.75% 0.74%
Investor Account $25,000 $500,000 0.60% 0.60%
Investor Account $25,000 $250,000 0.40% 0.40%
Investor Account $25,000 $100,000 0.30% 0.30%
Investor Account $25,000 $50,000 0.25% 0.25%
Investor Account $25,000 $25,000 0.20% 0.20%
Investor Account $25,000 $5,000 0.10% 0.10%
Money Market Deposit Account $2,500 $2,500 0.10% 0.10%
Statement Savings Account $25 $50 0.05% 0.05%
All Purpose Club (Vacation) $2 $0 0.05% 0.05%
Holiday Club $2 $0 0.05% 0.05%
Simply Free $25 N/A N/A N/A

Interest Rates are accurate as of November 28, 2022.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.