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If you want to bank anywhere at any time, this account is for you!

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  • FREE Digital Banking services including: Mobile Banking, Mobile Deposit Capture, BillPay, Instant Balance, Touch ID, CardHub, Zelle®, Apple Pay, Google Pay, Samsung Pay, and VISA Checkout.

  • FREE Wayne Bank ATM/Debit Card (up to 2 cards per account, value of $12.00 per card)
  • FREE Instant Issue Debit Card, in the event your card is lost or stolen, your local Community Office can provide you with a temporary Debit Card (value of $3.00 for each card)
  • Check-Free Account
  • eStatements*

*Paper statement fee of $5 per month will be assessed if account holder does not enroll for eStatements. To enroll for eStatements, account holder must have Adobe installed, a valid email address, and Wayne Bank online banking. An email will be sent when a new statement is available and the statement can be accessed by logging into online banking. Visa and Visa Checkout are registered trademarks of Visa. CardHub is a registered trademark of Fiserv,Inc. MoneyPass is s a registered trademark of Gennpass, Inc. Apple Pay and Touch ID are registered trademarkes of Apple, Inc. Google Pay is a registered trademark of Google, LLC. Samsung Pay is a registered trademark of Samsun Electronics Co., Ltd., and Zelle is a registered trademark of Early Warning Services, LLC.

For more information on WAYNE WALLET, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.

Checking and Savings Rates

Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Rewards Checking $25 $0 0.10% 0.10%
Investor Account $25,000 $1,000,001 1.00% 1.00%
Investor Account $25,000 $1,000,000 0.75% 0.74%
Investor Account $25,000 $500,000 0.60% 0.60%
Investor Account $25,000 $250,000 0.40% 0.40%
Investor Account $25,000 $100,000 0.30% 0.30%
Investor Account $25,000 $50,000 0.25% 0.25%
Investor Account $25,000 $25,000 0.20% 0.20%
Investor Account $25,000 $5,000 0.10% 0.10%
Money Market Deposit Account $2,500 $2,500 0.10% 0.10%
Statement Savings Account $25 $50 0.05% 0.05%
All Purpose Club (Vacation) $2 $0 0.05% 0.05%
Holiday Club $2 $0 0.05% 0.05%
Simply Free $25 N/A N/A N/A
Wayne Wallet $25 N/A N/A N/A

Interest Rates are accurate as of January 19, 2023.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.