Business Checking logo

A simple and easy to use account with no minimum balance requirement and no monthly service fees.

Business Checking coffee cup

Business Checking Offers:

  • FREE Business Online Banking with customizable access for multiple users.

  • FREE Business Mobile Banking with mobile check capture- deposit checks from your phone

  • FREE BillPay

  • A monthly account statement with images of your paid checks, or

  • eStatements available 24-7 on Internet Banking

  • A combined item allowance of 250 free items per month.*

Additional services available for a fee include the following:

  • A Business Visa Debit Card for accessing funds in your Business Checking account without being slowed down by writing a check. Supports multiple cards for employees with set card limits per employee.

  • Business Credit Cards designed to meet your needs and provided simplified expense tracking.
  • Remote Deposit Capture allows businesses to efficiently deposit checks without leaving the office.

  • ACH Processing (Automated Clearing House) with secure capabilities including payroll processing, collection for utility payments, and more.

  • Card Processing Merchant Services program with innovative payment options for credit cards, pin-based debit cards, gift cards, electronic check acceptance, and more.
  • Wire Transfer services.
  • Night Deposit Services to make deposits after banking hours and on weekends.

  • Safe Deposit Boxes in a variety of sizes at select Community Offices.

Wayne Bank also offers additional business accounts including:

  • Business Money Market
Business Money Market

Our Business Money Market is tailored to meet the needs of business customers who want to maintain liquidity while earning a money market interest rate. Minimum opening deposit is $2,500. Minimum daily balance to earn interest is $2,500. Accounts with a daily balance less than $2,500 will be subject to a $10 monthly service fee.

*$.25 per item fee for ACH debits/credits, deposit tickets, deposited items, and checks after a combined monthly allowance of 250 free items per month.  Other fees may apply.  Ask for details.