Loan Prequalification Calculator
By changing any value in the following form fields, calculated values are immediately provided for displayed output values. Click the view report button to see all of your results.
Financial Calculators from
Debt & credit information:
Requires a loan officer
Total amount to be taken for this loan.
Annual interest rate for this loan.
Loan term in years
Number of years for this loan’s term.
Annual after-tax income
Your total after-tax income for the current year from all sources of income from all borrowers on this loan.
Number of income sources
Number of income sources from all borrowers. The more income sources you have, the better your ability to qualify for your new loan.
Payments for existing debt
Total existing monthly payments remaining after the funds from this loan have been received. This total does not include the following: Any loan payments on loans paid off with proposed new loan, the new loan payment, any credit card payments.
Credit card limit
Your current total credit card limit. This is the total limit of your credit cards, not your outstanding balance. Include the credit cards from all borrowers on this loan.
Number of dependents
Total number of dependents. This number does not include the borrower.
Real estate that will secure this loan
Total value of the equity you have in real estate that will secure this loan. If you already have a loan secured by the same real estate you are using for this loan, make sure to only enter the equity you have in that real estate.