When you enroll in Wayne Bank's Internet Banking, you will automatically be directed to enroll in multi-factor authentication. You simply choose 3 challenge questions and answers. Other security measures are running invisibly in the background.

No. The multi-factor authentication personal security image, phrase, and 3 challenge questions and answers you provide are separate from your regular Internet Banking logon password.

It is always a good idea to have current security software running on your computer. It is also important to be diligent about updating your computer with security patches. In the event your computer is

Organized criminals and malicious hackers use the Internet to exploit personal computer security vulnerabilities, allowing them to capture your personal data. Trojans (short for Trojan Horse) are programs designed to give a criminal access to

Starting 6-9-14 we removed your security image and passphrase from our website. We now use advanced technology to ensure your online safety. We use three layers of security including your access ID and password, device

When you logon for the first time from a new computer, we put a secure (encrypted) cookie on your computer. This cookie contains a randomly generated unique number that identifies your computer. The cookie is

Yes, once you successfully log in to online banking go to the options tab. There you can pick new security questions from the drop down list and enter new answers.

When an unauthorized person tries to logon using your stolen Access ID and password, we will recognize that they are logging on from a different computer, and ask them one of your challenge questions. Since

Yes, you can both use the same computer to logon to your individual bank accounts. There is no limit on how many people can logon to the bank web site from the same computer.

Multi-factor authentication has been designed to be user friendly. You don't need to memorize anything new. Use the site as usual and look for the EV certificate.