Luzerne County CD Special

Annual Percentage Yield (APY) assumes principal and interest remain on deposit.  APY is effective as of January 9, 2025, and is subject to change.  Certificate of Deposit (CD) must be opened in-person, in a Luzerne County, Wayne Bank Community Office to receive advertised rate.  The 6-month promotional interest rate is compounded daily and credited at maturity.  The 18-month promotional interest rate is compounded daily and credited annually.  $500 minimum deposit to obtain advertised rates.  Max CD amount per customer $100,000. Offer valid only for CD’s opened at the Forty Fort Community Office located at 983 Wyoming Avenue, Forty Fort, PA, 18704; Hanover Twp. Community Office located at 734 Sans Souci Pkwy, Hanover Twp., PA, 18706; Exeter Community Office located at 1130 Wyoming Avenue, Exeter, PA, 18643.   **One penalty free full or partial withdrawal during the initial term.  Penalties will be imposed for additional withdrawals during the initial term and on withdrawal on subsequent terms if the CD renews.  Fees could reduce earnings.  Consult a tax advisor regarding tax implications involved in IRAs.  Other CD rates and terms available.  Ask for details.