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Personal Loans Unsecured
| Amount | Maximum Term (Months) | Premium Rate* | Annual Percentage Rates | Monthly Payment per $1000 Borrowed |
|---|---|---|---|---|
| $1,500 – $5,000* | 60 | 4.99% | 4.99% | $18.87 |
| $5,001 – $10,000* | 60 | 5.99% | 5.99% | $19.33 |
1 The Annual Percentage Rate (APR) is effective as of April 17th 2025. The APR assumes a $10,000.00 loan amount, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.
Higher interest rates and APRs are in effect for lower credit scores.
APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Additional fees and restrictions may apply. Please contact any local Community Office for additional information.
All loans are subject to credit approval.
