Annual Percentage Rate (APR) is effective November 18, 2024 and is subject to change without notice.  Loan amounts are available from $1,500 to $5,000. The APR assumes a $5,000 loan, a minimum credit score of 720, a maximum term of 36 months, and that the monthly payment is automatically deducted from a Wayne Bank checking account.  The APR will increase by .25% if the automatic payment deduction is not selected or is terminated. The monthly payment for a 36-month term is $32.26 per $1,000 borrowed.    Higher interest rates and APRs as well as a $100 documentation fee are in effect for lower credit scores. Other terms are available.  Ask for details. All loans are subject to credit approval.