Certificate of Deposit Specials

*Annual Percentage Yield (APY) assumes principal and interest remain on deposit. APY is effective as of November 13, 2024 and is subject to change. Certificate of Deposit (CD) can be opened in-person, in a Wayne Bank Community Office, or online to receive advertised rate. Interest rate is compounded daily and credited at maturity. $500 minimum deposit to obtain advertised rate. **One penalty free full or partial withdrawal during the initial term. Penalties will be imposed for additional withdrawals during the initial term and on withdrawals on subsequent terms if the CD renews. Fees could reduce earnings. Consult a tax advisor regarding tax implication involved in IRAs. Other CD rates and terms available. Ask for details.