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Certificate of Deposit Specials
Special rates for a limited time!
Tell Us When You Want Your Money Back!
Pick your own maturity date, anywhere from 8-14 months and anything in between.
*Annual Percentage Yield (APY) assumes principal and interest remain on deposit. APY is effective as of July 6, 2023 and is subject to change. Interest rate is compounded daily and credited at maturity for terms up to 12 months, and credited annually for 13 and 14 month terms. Maximum investment amount of $250,000. $500 minimum deposit required to obtain advertised rate. Penalties will be imposed for early withdrawals. Other CD rates and terms available. Ask for details.
EQUAL PARTS 7-MONTH TERM AND 5.00% APY WITH A DASH OF LOCAL BANKING HOSPITALITY!
*Annual Percentage Yield (APY) assumes principal and interest remain on deposit. APY is effective as of September 5, 2023, and is subject to change. Interest rate is compounded daily and credited at maturity. Maximum investment amount of $250,000. $25,000 minimum deposit OR $500 minimum deposit with a direct deposit into a Wayne Bank checking account required to obtain advertised rate. Penalties will be imposed for early withdrawals. Other CD rates and terms available. Ask for details.
Certificate of Deposit Rates
| Duration | Minimum Investment To Open Certificate | Daily Balance Required To Earn APY | Interest Rate | Annual Percentage Yield |
|---|---|---|---|---|
| Add-On (Building Block) CD (24 Months) | $1000 | $0 | 0.50% | 0.50% |
| 32 – 90 Days | $1000 | $0 | 0.30% | 0.30% |
| 91 – 181 Days | $1000 | $0 | 0.40% | 0.40% |
| 182 – 364 Days | $1000 | $0 | 0.45% | 0.45% |
| 12 – 23 Months | $500 | $0 | 0.55% | 0.55% |
| 24 – 35 Months | $500 | $0 | 0.60% | 0.60% |
| 36 – 47 Months | $500 | $0 | 0.70% | 0.70% |
| 36 – 47 Months Bump Up* | $500 | $0 | 0.70% | 0.70% |
| 48 – 59 Months | $500 | $0 | 0.80% | 0.80% |
| 48 – 59 Months Bump Up* | $500 | $0 | 0.80% | 0.80% |
| Your Money – Your Way CD Special | $500 | $0 | 4.55% | 4.65% |
| 7 Month Pumpkin Spice Promo | $500 | $0 | 4.88% | 5.00% |
*Customer may “bump-up” APY one time during the initial Certificate of Deposit (CD) term into a non-promotional CD of the same term.
APY’s are accurate as of September 14, 2023 and are subject to change daily.
Certificates of Deposit (CD’s) are available for IRA investments.
Annual Percentage Yield assumes principal and interest remain on deposit. Interest is compounded daily and credited at least annually. Penalties will be imposed for early withdrawal. Other fees for CDs may apply. Fees could reduce earnings. Maximum investment amount of $250,000. Maximum per CD opened online is $50,000. At the end of the term, promo CDs will roll over into a CD of the same term at the then current rate. For any CD opened online Penalties will be imposed for early withdrawals after the initial 90-day period, but prior to maturity. Please contact any community office for additional information.
