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Rewards Checking

Sweeten up your banking with Rewards Checking. This triple scoop of rewards gives you exceptional benefits every day. Treat yourself to Rewards Checking 1 today!


  • FREE Checks ($34.00 value per box) 2
  • FREE Wayne Bank ATM/Debit Card (Up to two cards per account, value of $12.00 per card)

  • FREE Instant Issue Debit Cards, in the event your card is lost or stolen, your local Community Office can provide you with a temporary Debit Card (value of $3.00 for each card)
  • Interest paid on all balances 3
  • FREE Official Bank checks ($7.00 value) and Money Orders ($5.00 value)

  • Images of paid checks included with your monthly statement

  • FREE Over-the-Phone Transfers
  • FREE Funds Transfer from Another Wayne Bank Account to Cover Overdraft ($10.00 value per transfer) 4
  • Document Fee Waived on Any Personal Loan 5
  • .10% Added to the Interest Rate of Any Certificate of Deposit (CD) Account 6

1 Rewards Checking has a $5 monthly membership fee. Other fees may apply.
2 Free checks included with Rewards Checking are for a basic style.
3 Interest is compounded daily based on ledger balance and is credited monthly.
4 Executed Deposit Services Authorization Required
5 Loans are subject to Wayne Bank’s credit policy. Certain restrictions apply. Ask for details.
6 Only valid for non-promotional CD’s opened after a Rewards Checking Account is opened. Maximum investment amount of $250,000. Minimum deposit required will vary with selected CD term. Based on CD type, penalties could be imposed for early withdrawal. Fees could reduce earnings. Other fees may apply. Ask for details.

For more information on Rewards Checking, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.

Checking and Savings Rates

Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Rewards Checking $25 $0 0.10% 0.10%
Investor Account $25,000 $1,000,000 1.00% 1.00%
Investor Account $25,000 $500,000 0.60% 0.60%
Investor Account $25,000 $250,000 0.50% 0.50%
Investor Account $25,000 $100,000 0.40% 0.40%
Investor Account $25,000 $50,000 0.30% 0.30%
Investor Account $25,000 $25,000 0.25% 0.25%
Investor Account $25,000 $5,000 0.10% 0.10%
Money Market Deposit Account $2,500 $2,500 0.10% 0.10%
Premium Money Market Deposit Account * $2,500 $2,500 1.50% 1.51%
Statement Savings Account $25 $50 0.05% 0.05%
All Purpose Club (Vacation) $2 $0 0.05% 0.05%
Holiday Club $2 $0 0.05% 0.05%
Simply Free $25 N/A N/A N/A
Wayne Wallet $25 N/A N/A N/A

Interest Rates are accurate as of July 5th, 2024.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.

* Annual Percentage Yield (APY) assumes interest remains on deposit. APY is effective as of 07/05/2024 and is subject to change. To obtain advertised rate on money market account, account holder must have a separate transactional checking account with Wayne Bank with a paycheck direct deposit from employer, pension, or government benefits. $2,500 minimum deposit required to open account. If account balance falls below $2,500 at any point during the month, a $10 monthly service fee will be assessed for that month. Other fees may apply. Fees and other conditions may reduce earnings. Ask for details.

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