Wayne Wallet

If you want to bank anywhere at any time, this account is for you!

Wayne Wallet


  • FREE Digital Banking services including: Mobile Banking, Mobile Deposit Capture, BillPay, Instant Balance, Touch ID, Card Manager, Zelle®, Apple Pay, Google Pay, Samsung Pay, and VISA Checkout.

  • FREE Wayne Bank ATM/Debit Card (up to 2 cards per account, value of $12.00 per card)
  • FREE Instant Issue Debit Card, in the event your card is lost or stolen, your local Community Office can provide you with a temporary Debit Card (value of $3.00 for each card)
  • Check-Free Account
  • eStatements*

*Paper statement fee of $5 per month will be assessed if account holder does not enroll for eStatements. To enroll for eStatements, account holder must have Adobe installed, a valid email address, and Wayne Bank online banking. An email will be sent when a new statement is available and the statement can be accessed by logging into online banking. Visa and Visa Checkout are registered trademarks of Visa. Card Manager and MoneyPass are registered trademarks of Fiserv,Inc. Apple Pay and Touch ID are registered trademarkes of Apple, Inc. Google Pay is a registered trademark of Google, LLC. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd., and Zelle is a registered trademark of Early Warning Services, LLC.

For more information on WAYNE WALLET, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.

Checking and Savings Rates

Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Interest Rate Annual Percentage Yield
Rewards Checking $25 $0 0.10% 0.10%
Investor Account $25,000 $1,000,000 1.00% 1.00%
Investor Account $25,000 $500,000 0.60% 0.60%
Investor Account $25,000 $250,000 0.50% 0.50%
Investor Account $25,000 $100,000 0.40% 0.40%
Investor Account $25,000 $50,000 0.30% 0.30%
Investor Account $25,000 $25,000 0.25% 0.25%
Investor Account $25,000 $5,000 0.10% 0.10%
Money Market Deposit Account $2,500 $2,500 0.10% 0.10%
Premium Money Market Deposit Account * $2,500 $2,500 1.50% 1.51%
Statement Savings Account $25 $50 0.05% 0.05%
All Purpose Club (Vacation) $2 $0 0.05% 0.05%
Holiday Club $2 $0 0.05% 0.05%
Simply Free $25 N/A N/A N/A
Wayne Wallet $25 N/A N/A N/A

Interest Rates are accurate as of May 16, 2024.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.

* Annual Percentage Yield (APY) assumes interest remains on deposit. APY is effective as of 05/16/2024 and is subject to change. To obtain advertised rate on money market account, account holder must have a separate transactional checking account with Wayne Bank with a paycheck direct deposit from employer, pension, or government benefits. $2,500 minimum deposit required to open account. If account balance falls below $2,500 at any point during the month, a $10 monthly service fee will be assessed for that month. Other fees may apply. Fees and other conditions may reduce earnings. Ask for details.

Rewards Checking Image

Sweeten up your banking with Rewards Checking.

Debit Cards & Credit Cards

Secure electronic payment tools and information

Money Market Deposit Account Image

A savings account with limited check writing abilities so you can earn the maximum return