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Cash Reserve
When your checking account comes up a bit short, Cash Reserve provides an extra "cushion" via an unsecured personal revolving line of credit, which provides overdraft protection on your checking account. Credit lines from $1,000 to $10,000 are available upon approval of your credit application. The annual fee for this service is just $50.
Personal Unsecured Installment Loans
| Loan Amount | Term (Months) |
Interest Rate | Annual Percentage Rate1 |
Monthly Payment per $1000 Borrowed |
|---|---|---|---|---|
| $1,500 – $10,000* | 60 | 10.99% | 11.54% | $21.74 |
1 The Annual Percentage Rate (APR) is effective as of May 16th 2025. The APR assumes a $10,000.00 loan amount, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.
Higher interest rates and APRs are in effect for lower credit scores.
APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Additional fees and restrictions may apply. Please contact any local Community Office for additional information.
All loans are subject to credit approval.
