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Simplify and Save with a personal loan!
Wayne Bank offers a personal lending solution for nearly every need.

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Personal Loans

Personal loans can be unsecured, meaning that holding collateral, like your home, in exchange for lending you the funds is not required. Therefore, if you’re not a homeowner or don’t have the equity in your home needed for a home equity loan or HELOC, this may be a good option for you. Approval for a personal loan is typically based on your credit score and history, and interest rates are usually lower than most credit cards.

  • Wayne Bank is always ready and capable of offering expert personal assistance throughout the lending process.

  • Wayne Bank offers a variety and depth of lending options for financing a diverse range of purchases and activities.

  • Fast, local decisions and loan processing.

Personal Unsecured Installment Loans

Loan Amount Term
Interest Rate Annual
Percentage Rate1
Monthly Payment
per $1000 Borrowed
$1,500 – $10,000* 60 10.99% 11.54% $21.74

1 The Annual Percentage Rate (APR) is effective as of July 5th, 2024. The APR assumes a $10,000.00 loan amount, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Additional fees and restrictions may apply. Please contact any local Community Office for additional information.

All loans are subject to credit approval.

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Loans for a variety of consumer needs including vehicles and lines-of-credit

Automobile Loans

Help keep your auto payments affordable.

Sports ATV Motorcycle Boat Loans

Low rates and terms of up to 60 months.