home loans

Since 1871, Wayne Bank has been committed to Helping The Community Grow by financing the homes of our customers.

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Home Loans

Whether you’re a first time home buyer, looking to build, or in need of refinancing, our bankers will work one-on-one with you to answer your questions, simplify the process, and guide you through every step of this rewarding experience.

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Meet our team of local lending experts!

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Buying a home? We offer a full suite of options and deep local expertise

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Multiple options for borrowing at lower rates against the value of your home

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Use this calculator to find the APR on your mortgage.

Visit our Mortgage Center for more information including rates and to get prequalified:

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HeLOCK in a great rate NOW with our special Home Equity Line of Credit. HELOC Now

*Based on a credit score of 720 and above and subject to Wayne Bank’s credit policy. Annual Percentage Rate (APR) shown is accurate as of 12/2/2022 and is subject to change. Minimum loan amount is $10,000. Advertised rate assumes loan to value ratio is no higher than 80% and that payment is by auto draft from a Wayne Bank checking account. Title insurance may be required. Limited to PA and NY properties only. Other fees and restrictions may apply. **Monthly payment for 5-year (60 month) draw period is based on principal balance, after which it will convert to fixed for 10-year (120 month) repayment period. During the repayment period, a 7.49%, 120 month home equity line of credit costs $11.87 per month, per $1,000 borrowed. Ask for details. NMLS #462082.

7.49% APR* 5-Year Draw Period 10-Year Repayment Period**