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Loans with Pennsylvania Students in Mind

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PA Forward Student Loans

A Loan with Pennsylvania Students in Mind

Through the PA Forward Student Loan Program, the Pennsylvania Higher Education Assistance Agency (PHEAA) offers private education loan options for students and families pursuing higher education. PA Forward was designed for PA residents attending approved schools in or out of PA and students from an approved state (DE, MD, NJ, NY, OH, VA, and WV) attending an approved PA school.

The PA Forward Student Loan Program has the following benefits:

  • No application or origination fees
  • Low fixed interest rates
  • Multiple repayment options
  • Potential interest rate rewards
  • No prepayment penalty

Loan Types

Currently there are four loan types in the PA Forward Student Loan Program:

A loan designed specifically for students seeking an undergraduate degree, certificate, or diploma

A loan designed specifically for students seeking an advanced degree such as masters, doctoral, law, health profession, or others.

A loan designed specifically for parents or guardians of dependent undergraduate students.

A loan designed specifically for borrowers in repayment to manage their student loan debt with payment estimates

Plan Ahead & Be a Smart Borrower

The world of student aid can sometimes be difficult to navigate. However, it doesn’t have to be. We have gathered information that will make it easier for you to understand.

This career and college planning website provides practical and easy-to-understand advice to help prepare students for the important decisions they will face in the future.

Using this interactive tool you can create up to 4 different scenarios to see how your career and college choices may affect how much you pay for college and if you are at risk for overborrowing.

This website provides practical and easy-to-understand advice on how to deal with common financial situations facing today’s college students and recent graduates.

Note: If you visit one of the above sites, please remember to come back to this site if you decide to apply for a PA Forward Student Loan.