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Interest Rates are accurate as of May 9th 2025.

Annual Percentage Yield assumes interest remains on deposit. Fees and other conditions may reduce earnings. Please contact any community office for additional information. Rates are subject to change daily. Regulatory limits may apply.

* Annual Percentage Yield (APY) assumes interest remains on deposit. APY is effective as of May 9th 2025 and is subject to change. To obtain advertised rate on money market account, account holder must have a separate transactional checking account with Wayne Bank with a paycheck direct deposit from employer, pension, or government benefits. All Vacation and Holiday clubs require the funds disbursed to a Wayne Bank checking or savings account. All Vacation and Holiday clubs require the funds disbursed to a Wayne Bank checking or savings account. $2,500 minimum deposit required to open account. If account balance falls below $2,500 at any point during the month, a $10 monthly service fee will be assessed for that month. Other fees may apply. Fees and other conditions may reduce earnings. Ask for details.

*Customer may “bump-up” APY one time during the initial Certificate of Deposit (CD) term into a non-promotional CD of the same term.

APY’s are accurate as of May 9th 2025 and are subject to change daily.

Certificates of Deposit (CD’s) are available for IRA investments.

Annual Percentage Yield assumes principal and interest remain on deposit. Interest is compounded daily and credited at least annually. Penalties will be imposed for early withdrawal. Other fees for CDs may apply. Fees could reduce earnings. Maximum per CD opened online is $50,000. $500 minimum deposit to obtain advertised rate. At the end of the term, promo CDs will roll over into a CD of the same term at the then current rate. For any CD opened online Penalties will be imposed for early withdrawals after the initial 90-day period, but prior to maturity. Please contact any community office for additional information.

¹ The Annual Percentage Rate (APR) is effective as of May 9th 2025. The APR assumes a $10,000.00 loan amount, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Additional fees and restrictions may apply. Please contact any local Community Office for additional information.

All loans are subject to credit approval.

¹ A new automobile has not been titled and only has a manufactured statement of origin, while a used vehicle has a title.

² The Annual Percentage Rates (APRs) are effective as of May 9th 2025. The APRs assume a $25,000.00 loan amount for new autos and a $10,000.00 loan amount for used autos, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Minimum and maximum loan amounts and additional fees and restrictions may apply. Please contact any local Community Office for additional information. All loans are subject to credit approval.

¹ A new unit has not been titled and only has a manufactured statement of origin, while a used unit has a title.

² The Annual Percentage Rates (APRs) are effective as of May 9th 2025. The APRs assume a $25,000.00 loan amount for new units and a $10,000.00 loan amount for used units, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Minimum and maximum loan amounts and additional fees and restrictions may apply. Please contact any local Community Office for additional information. All loans are subject to credit approval.

¹ A new motorcycle has not been titled and only has a manufactured statement of origin, while a used vehicle has a title.

² The Annual Percentage Rates (APRs) are effective as of May 9th 2025. The APRs assume a $25,000.00 loan amount for new units and a $10,000.00 loan amount for used units, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Minimum and maximum loan amounts and additional fees and restrictions may apply. Please contact any local Community Office for additional information. All loans are subject to credit approval.

¹ A new ATV has not been titled and only has a manufactured statement of origin, while a used ATV has a title.

² The Annual Percentage Rates (APRs) are effective as of May 9th 2025. The APRs assume a $25,000.00 loan amount for new ATVs and a $10,000.00 loan amount for used ATVs, a minimum credit score of 720, that the monthly payment is automatically deducted from a Wayne Bank checking account and includes a $125 loan documentation fee. The APR will increase by .25% if the automatic payment deduction is not selected or is terminated.

Higher interest rates and APRs are in effect for lower credit scores.

APRs and interest rates are subject to change without notice. Other terms and interest rates are available. Minimum and maximum loan amounts and additional fees and restrictions may apply. Please contact any local Community Office for additional information. All loans are subject to credit approval.