Personal Checking

Our personal checking accounts offer flexible features, easy access, and local support to keep your everyday finances running smoothly.

Checking That Fits Your Life

Managing your everyday finances should be simple, reliable, and stress free, and that’s exactly what our personal checking accounts deliver. With convenient access to your money, modern tools like online and mobile banking, and the support of a team that knows you by name, you can bank with confidence. Whether you’re starting fresh or looking for something better, we have a checking option that fits your life.

Checking Options

Compare Checking Account

Rewards Checking

Wayne Wallet Checking

Simply Free Checking

Monthly Membership Fee

$5

None

None

Free Checks

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Interest Paid


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Instant Issue Debit Card

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$3

$3 fee

Replacement Debit Card

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$5

$5 fee

Official Checks & Money Orders

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Official Checks $7

Money Orders $5

Official Checks $7

Money Orders $5

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(Online Only)

Overdraft Transfer from Other Account

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$10 per transfer

$10 per transfer

Loan Document Fee Waived

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Bonus CD Rate

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(+.10%)

eStatements

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MoneyPass ATM Access

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Mobile & Online Banking

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Mobile Check Deposit/Card Controls

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Apple Pay/Visa Checkout

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Rewards Checking

Monthly Membership Fee

$5

Free Checks

Checkmark

Interest Paid


Checkmark

Instant Issue Debit Card

Checkmark

Replacement Debit Card

Checkmark

Official Checks & Money Orders

Checkmark

Check Images

Checkmark

Overdraft Transfer from Other Account

Checkmark

Loan Document Fee Waived

Checkmark

Bonus CD Rate

Checkmark

(+.10%)

eStatements

Checkmark

MoneyPass ATM Access

Checkmark

Mobile & Online Banking

Checkmark

Mobile Check Deposit/Card Controls

Checkmark

Apple Pay/Visa Checkout

Checkmark

Wayne Wallet Checking

Monthly Membership Fee

None

Free Checks

Interest Paid

Instant Issue Debit Card

$3

Replacement Debit Card

$5

Official Checks & Money Orders

Official Checks $7

Money Orders $5

Check Images

Checkmark

Overdraft Transfer from Other Account

$10 per transfer

Loan Document Fee Waived

Bonus CD Rate

eStatements

Checkmark

MoneyPass ATM Access

Checkmark

Mobile & Online Banking

Checkmark

Mobile Check Deposit/Card Controls

Checkmark

Apple Pay/Visa Checkout

Checkmark

Simply Free Checking

Monthly Membership Fee

None

Free Checks

Interest Paid

Instant Issue Debit Card

$3 fee

Replacement Debit Card

$5 fee

Official Checks & Money Orders

Official Checks $7

Money Orders $5

Check Images

Checkmark

(Online Only)

Overdraft Transfer from Other Account

$10 per transfer

Loan Document Fee Waived

Bonus CD Rate

eStatements

Checkmark

MoneyPass ATM Access

Checkmark

Mobile & Online Banking

Checkmark

Mobile Check Deposit/Card Controls

Checkmark

Apple Pay/Visa Checkout

Checkmark

Rates

Check out our current rates to find competitive options that fit your financial goals and future plans.

Contact Us

Making Every Day Better™ starts with customer service you can count on. Contact us for all things banking – we're here to help!

Customer Support

  • Locations

    Location & Hours

    You can visit any of our branch locations for in-person assistance. Our standard business day are Monday through Friday, with select branches offering Saturday hours. For a full list of locations and hours, please visit our Locations page. 

    Find an open location
  • Card

    Lost Card

    If your debit or credit card has been lost or stolen, it’s important to act quickly. Our Customer Care team is available to assist you with securing your account and issuing a replacement.

    Can’t find your card?
  • Headset

    Customer Care

    Whether you have a question, need assistance with your account, or just want to speak with someone directly, our dedicated Customer Care group is ready to provide friendly, knowledgeable support.

    1-800-598-5002

    Give us a Call