Personal Loans

Wayne Bank provides a full range of options for any of your goals- from debt consolidation, purchasing a car, boat, or motorcycle, a student loan, financing your small business, or buying your dream home.
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  • Woman sitting in a car holding up a key fob with a proud smile.

    Auto Loans

    Whether you're purchasing a new or used vehicle, our auto loans can help get you on the road with financing designed to fit your needs.

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  • Two motocross riders speeding through a forest trail with sunlight streaming through the trees.

    Recreation Loans

    Sports, ATV's, Boats, Motorcycles, and More. 

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  • Smiling student sitting outdoors at sunset, holding a notebook and pen, with study materials and a drink on the stone ledge beside her.

    Student Loans

    Private student loans to enable students to pursue their higher education dreams.

    Learn More about Student Loans
  • Woman sitting on a log in the forest with arms outstretched, enjoying the sunshine and nature.

    Cash Reserve

    When your checking account comes up a bit short, Cash Reserve provides an extra "cushion" via an unsecured personal revolving line of credit. 

    Learn More about Cash Reserve

Personal Unsecured Installment Loans

 

Effective as of November 13, 2026
Loan Amount Term (Months) Interest Rate Annual Percentage Rate Monthly Payment per $1000 Borrowed

Loan Amount

$10,000

Term (Months)

60

Interest Rate

9.99%

Annual Percentage Rate

10.54%

Monthly Payment per $1000 Borrowed

$21.25

    Contact Us

    Interested in a Personal Loan with us? Let us know! We're here to answer any questions you may have and help get you started.