Personal Loans

Wayne Bank provides a full range of options for any of your goals- from debt consolidation, purchasing a car, boat, or motorcycle, a student loan, financing your small business, or buying your dream home.
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  • Woman sitting in a car holding up a key fob with a proud smile.

    Auto Loans

    New or used, our rates and generous term of up to 60 months, help keep your payments affordable.

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  • Two motocross riders speeding through a forest trail with sunlight streaming through the trees.

    Recreation Loans

    Sports, ATV's, Boats, Motorcycles, and More. 

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  • Smiling student sitting outdoors at sunset, holding a notebook and pen, with study materials and a drink on the stone ledge beside her.

    Student Loans

    Private student loans to enable students to pursue their higher education dreams.

    Learn More about Student Loans
  • Woman sitting on a log in the forest with arms outstretched, enjoying the sunshine and nature.

    Cash Reserve

    When your checking account comes up a bit short, Cash Reserve provides an extra "cushion" via an unsecured personal revolving line of credit. =

    Learn More about Cash Reserve

Personal Unsecured Installment Loans

 

Effective as of June 30, 2026
Loan Amount Term (Months) Interest Rate Annual Percentage Rate Monthly Payment per $1000 Borrowed

Loan Amount

$1,500 – $10,000

Term (Months)

60

Interest Rate

10.99%

Annual Percentage Rate

11.54%

Monthly Payment per $1000 Borrowed

$21.74

    Contact Us

    Interested in a Personal Loan with us? Let us know! We're here to answer any questions you may have and help get you started.