Deposit Accounts
With our savings accounts, you can automatically move funds to a checking account to avoid overdrafts, or from a checking account to grow your savings.
Effective as of July 08, 2025
| Type of Account | Minimum Deposit To Open Account | Daily Balance Required To Earn APY | Annual Percentage Yield |
|---|---|---|---|
Type of AccountRewards Checking |
Minimum Deposit To Open Account$25 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.10% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$1,000,000 |
Annual Percentage Yield1.00% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$500,000 |
Annual Percentage Yield0.60% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$250,000 |
Annual Percentage Yield0.50% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$100,000 |
Annual Percentage Yield0.40% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$50,000 |
Annual Percentage Yield0.30% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$25,000 |
Annual Percentage Yield0.25% |
Type of AccountInvestor Account |
Minimum Deposit To Open Account$25,000 |
Daily Balance Required To Earn APY$5,000 |
Annual Percentage Yield0.10% |
Type of AccountMoney Market Deposit Account |
Minimum Deposit To Open Account$2,500 |
Daily Balance Required To Earn APY$2,500 |
Annual Percentage Yield0.10% |
Type of AccountPremium Money Market Deposit Account |
Minimum Deposit To Open Account$2,500 |
Daily Balance Required To Earn APY$2,500 |
Annual Percentage Yield1.50% |
Type of AccountHigh Yield Money Market Deposit Account |
Minimum Deposit To Open Account$2,500 |
Daily Balance Required To Earn APYNone – $25,000.00 |
Annual Percentage Yield3.44% |
Type of AccountHigh Yield Money Market Deposit Account |
Minimum Deposit To Open Account$2,500 |
Daily Balance Required To Earn APY$25,000.01 |
Annual Percentage Yield1.00% |
Type of AccountStatement Savings Account |
Minimum Deposit To Open Account$25 |
Daily Balance Required To Earn APY$50 |
Annual Percentage Yield0.05% |
Type of AccountHoliday Savings |
Minimum Deposit To Open Account$2 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.05% |
Type of AccountVacation Savings |
Minimum Deposit To Open Account$2 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.05% |
Certificate of Deposit (CD)
Wayne Bank provides a full range of options with high interest for Certificate of Deposit investors.
Effective as of July 08, 2025
| Duration | Minimum Investment To Open Certificate | Daily Balance Required To Earn APY | Annual Percentage Yield |
|---|---|---|---|
Duration5 Month Promo |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield4.25% |
Duration30 Month Promo |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield3.75% |
DurationAdd-On (Building Block) CD (24 Months) |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.50% |
Duration32 – 90 Days |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.30% |
Duration91 – 181 Days |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.40% |
Duration182 – 364 Days |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.45% |
Duration12 – 23 Months |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.55% |
Duration24 – 35 Months |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.60% |
Duration36 – 47 Months |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.70% |
Duration36 – 47 Months Bump Up |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.70% |
Duration48 – 59 Months |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.80% |
Duration48 – 59 Months Bump Up |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.80% |
Duration60 Months |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield1.00% |
Duration60 Months Bump Up |
Minimum Investment To Open Certificate$500 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield1.00% |
Savings Accounts
Start saving with our flexible Savings Accounts!
Effective as of July 08, 2025
| Type of Account | Minimum Deposit To Open Account | Daily Balance Required To Earn APY | Annual Percentage Yield |
|---|---|---|---|
Type of AccountStatement Savings Account |
Minimum Deposit To Open Account$25 |
Daily Balance Required To Earn APY$50 |
Annual Percentage Yield0.05% |
Type of AccountHoliday Savings |
Minimum Deposit To Open Account$2 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.05% |
Type of AccountVacation Savings |
Minimum Deposit To Open Account$2 |
Daily Balance Required To Earn APY$0 |
Annual Percentage Yield0.05% |
Automobile Loans
Help keep your auto payments affordable.
Effective as of July 08, 2025
| New / Used | Term (Months) | Annual Percentage Rate | Monthly Payment per $1000 Borrowed |
|---|---|---|---|
New / UsedNew |
Term (Months)72 Months |
Annual Percentage Rate8.68% |
Monthly Payment per $1000 Borrowed$17.78 |
New / UsedUsed |
Term (Months)60 Months |
Annual Percentage Rate9.29% |
Monthly Payment per $1000 Borrowed$20.64 |
Marine Craft / Recreational Vehicle Loans
Low rates and terms of up to 60 months.
Effective as of July 08, 2025
| New / Used | Term (Months) | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
New / UsedNew |
Term (Months)120 Months |
Annual Percentage Rate10.38% |
Monthly Payment per $1,000 Borrowed$13.36 |
New / UsedUsed |
Term (Months)84 Months |
Annual Percentage Rate11.17% |
Monthly Payment per $1,000 Borrowed$17.00 |
Motorcycle Loans
Low rates and terms of up to 60 months.
Effective as of July 08, 2025
| New / Used | Term (Months) | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
New / UsedNew |
Term (Months)60 Months |
Annual Percentage Rate9.97% |
Monthly Payment per $1,000 Borrowed$21.13 |
New / UsedUsed |
Term (Months)48 Months |
Annual Percentage Rate10.92% |
Monthly Payment per $1,000 Borrowed$25.49 |
ATV Loans
Low rates and terms of up to 60 months.
Effective as of July 08, 2025
| New / Used | Term (Months) | Annual Percentage Rate | Monthly Payment per $1,000 Borrowed |
|---|---|---|---|
New / UsedNew |
Term (Months)60 Months |
Annual Percentage Rate10.22% |
Monthly Payment per $1,000 Borrowed$21.25 |
New / UsedUsed |
Term (Months)48 Months |
Annual Percentage Rate11.43% |
Monthly Payment per $1,000 Borrowed$25.73 |