Money Market Deposit Account

Earn more on your savings-without locking it away.

Earn current money market high interest rates and maintain access to your funds with a low minimum balance of $2,500. A savings account with limited check writing abilities so you can earn the maximum return. Accounts with a daily balance of less than $2,500 will be subject to a $10.00 monthly service fee (consumer and business MMDA).

Money Market Rates

Earn current money market high interest rates and maintain access to your funds with a low minimum balance of $2,500.

Effective as of June 30, 2026
Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Annual Percentage Yield

Type of Account

Money Market Deposit Account

Minimum Deposit To Open Account

$2,500

Daily Balance Required To Earn APY

$2,500

Annual Percentage Yield

0.10%

Type of Account

Premium Money Market Deposit Account

Minimum Deposit To Open Account

$2,500

Daily Balance Required To Earn APY

$2,500

Annual Percentage Yield

1.51%

Type of Account

High Yield Money Market Deposit Account

Minimum Deposit To Open Account

$2,500

Daily Balance Required To Earn APY

None – $25,000.00

Annual Percentage Yield

3.00%

Type of Account

High Yield Money Market Deposit Account

Minimum Deposit To Open Account

$2,500

Daily Balance Required To Earn APY

$25,000.01

Annual Percentage Yield

1.00%

    Contact Us

    Interested in opening a Wayne Bank Savings Account? Let us know! We're here to answer any questions you may have and help get you started.

    For more information on savings accounts, please stop by your local Community Office, or call (800) 598-5002 to speak with a Customer Service Representative regarding details.