Rewards Checking

Experience more from your everyday banking with Rewards Checking. Enjoy valuable benefits designed to make managing your money easier and more rewarding. Open your Rewards Checking Account1 today!

Features

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    Free Checks

    Free checks, a value of $34.00 per box.2

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    Interest Paid

    Interest paid on all balances.3

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    Free Instant Issue Debit Cards

    In the event your card is lost or stolen, your local branch can provide you with a temporary Debit Card (value of $3.00 for each card).

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    Official Bank Checks

    Free official bank checks ($7.00 value) and Money Orders ($5.00 value). 

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    Image Statements

    Images of paid checks included with your monthly statement. 

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    Phone Transfers

    Free over-the-phone transfers.

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    Overdraft Protection

    Transfer funds from another Wayne Bank account to cover overdrafts ($10.00 value per transfer).4

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    Waived Loan Fees

    Document fees waived on any personal loan.5

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    Added Interest

    .10% Added to the interest rate of any Certificate of Deposit Account.6

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    Direct Deposit

    Access to Direct Deposit

    Learn More about Direct Deposit

Rates

Check out our current rates for our rewards checking product.

Deposit Accounts

With our savings accounts, you can automatically move funds to a checking account to avoid overdrafts, or from a checking account to grow your savings.

Effective as of July 08, 2025
Type of Account Minimum Deposit To Open Account Daily Balance Required To Earn APY Annual Percentage Yield

Type of Account

Rewards Checking

Minimum Deposit To Open Account

$25

Daily Balance Required To Earn APY

$0

Annual Percentage Yield

0.10%

Details

1Rewards Checking has a $5 Service Charge fee. Other fees may apply.
2Free checks included with Rewards Checking are for a basic style.
3Interest is compounded daily based on ledger balance and is credited monthly.
4Executed Deposit Services Authorization Required.
5Loans are subject to Wayne Bank’s credit policy. Certain restrictions apply. Ask for details.
6Only valid for non-promotional CD’s opened after a Rewards Checking Account is opened. Maximum investment amount of $250,000. Minimum deposit required will vary with selected CD term. Based on CD type, penalties could be imposed for early withdrawal. Fees could reduce earnings. Other fees may apply. Ask for details.

Customer Support

  • Locations

    Location & Hours

    You can visit any of our branch locations for in-person assistance. Our standard business day are Monday through Friday, with select branches offering Saturday hours. For a full list of locations and hours, please visit our Locations page. 

    Find an open location
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    Lost Card

    If your debit or credit card has been lost or stolen, it’s important to act quickly. Our Customer Care team is available to assist you with securing your account and issuing a replacement.

    Can’t find your card?
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    Customer Care

    Whether you have a question, need assistance with your account, or just want to speak with someone directly, our dedicated Customer Care group is ready to provide friendly, knowledgeable support.

    1-800-598-5002

    Give us a Call