Features
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Free Checks
Free checks, a value of $34.00 per box.2
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Interest Paid
Interest paid on all balances.3
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Official Bank Checks
Free official bank checks ($7.00 value) and Money Orders ($5.00 value).
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Image Statements
Images of paid checks included with your monthly statement.
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Phone Transfers
Free Telephone Banking Transfers.
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Overdraft Protection
Waived fee for transferred funds from another Wayne Bank account to cover overdrafts ($10.00 value per transfer).4
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Waived Loan Fees
Document fees waived on any personal loan.5
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Added Interest
.10% Added to the interest rate of any Certificate of Deposit Account.6
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Direct Deposit
Access to Direct Deposit
Rates
Check out our current rates for our rewards checking product.
Deposit Accounts
With our savings accounts, you can automatically move funds to a checking account to avoid overdrafts, or from a checking account to grow your savings.
| Type of Account | Minimum Deposit To Open Account | Daily Balance Required To Earn APY | Annual Percentage Yield |
|---|---|---|---|
Type of AccountRewards Checking |
Minimum Deposit To Open Account$25 |
Daily Balance Required To Earn APYNone |
Annual Percentage Yield0.10% |
Details
1Rewards Checking has a $5 Service Charge fee every statement cycle. Annual Percentage Yield (APY) is accurate as of 11/14/2025, is subject to change at any time, and assumes interest remains on deposit. Fees could reduce earnings.
2Free checks included with Rewards Checking are for a basic style.
3Interest is compounded daily based on ledger balance and is credited monthly.
4Executed Deposit Services Authorization required.
5Loans are subject to Wayne Bank’s credit policy. Certain restrictions apply. Ask for details.
6Only valid for regular non-promotional CDs opened after a Rewards Checking Account is opened. Based on CD type, penalties may be imposed for early withdrawal. Fees could reduce earnings. Other fees may apply. Ask for details.
Contact Us
Interested in opening a Rewards Checking Account with us? Let us know! We're here to help answer any questions you may have and help get you started.
Customer Support
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Location & Hours
Find an open locationYou can visit any of our branch locations for in-person assistance. Our standard business day are Monday through Friday, with select branches offering Saturday hours. For a full list of locations and hours, please visit our Locations page.
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Lost Card
Can’t find your card?If your debit or credit card has been lost or stolen, it’s important to act quickly. Our Customer Care team is available to assist you with securing your account and issuing a replacement.
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Customer Care
Give us a CallWhether you have a question, need assistance with your account, or just want to speak with someone directly, our dedicated Customer Care group is ready to provide friendly, knowledgeable support.