Life doesn’t always go as planned — but your checking account can still stay on track. With Wayne Bank’s Cash Reserve, you’ll have a financial safety net when you need it most.
What is Cash Reserve?
Cash Reserve is an unsecured, personal revolving line of credit linked to your checking account. It provides overdraft protection by automatically covering transactions when your balance falls short — giving you peace of mind and avoiding declined payments.
Key Benefits
Overdraft Protection – Automatically covers checking account shortfalls.
Flexible Credit Lines – Borrow from $500 up to $10,000 (subject to credit approval).
Convenience – Funds are automatically transferred when needed, so you don’t have to worry.
Affordable Annual Fee
At Wayne Bank, we believe in providing tools that help you manage your money with confidence. Cash Reserve ensures you’re prepared for life’s little surprises — whether it’s a forgotten bill, unexpected expense, or just a timing mismatch in deposits.
Contact Us
Need more info? Let us know! We're here to answer any questions you may have and help get you started.