Buying a home is one of life's biggest milestones, and having the right lender by your side can make all the difference. Whether you're purchasing your first home, upgrading to your forever home, refinancing, or building new, Bernyce is here to guide you through every step of the mortgage process with personalized service and local expertise.
At Wayne Bank, we believe every home begins with a trusted relationship—and Bernyce is committed to helping you find the mortgage solution that's right for you.
Why Work with Wayne Bank?
Mortgage Solutions
- First-Time Homebuyer Mortgages
- Conventional Loans
- FHA Loans
- VA Loans
- USDA Loans
- Construction Loans
- Land Loans
- Refinancing
- Home Equity Loans & Lines of Credit
Personalized Guidance
- Local decision-making
- Dependable mortgage experience
- Competitive rates and flexible financing options
- Clear communication from application to closing
- Backed by the strength and service of Wayne Bank
Mortgage Tools
- Mortgage Calculator
- Apply Online
- Prequalification
- Home Buying Resources
- Current Mortgage Rates
- FAQs
Meet Bernyce:
Bernyce Maltman serves as Vice President, Mortgage Loan Officer at Wayne Bank, serving customers throughout the Finger Lakes region from the Geneva and Penn Yan Community Offices.
With more than 20 years of experience in the mortgage industry, Bernyce is dedicated to helping homebuyers and homeowners confidently navigate the mortgage process. She works closely with borrowers to understand their unique financial goals, providing personalized guidance and mortgage solutions every step of the way. Her extensive industry knowledge and customer-focused approach make her a trusted resource for those pursuing homeownership.
Bernyce holds a Bachelor of Science degree in Business Management and Marketing from Keuka College. She resides in Penn Yan with her husband, Todd, and together they have two children.
What Customers Are Saying:
"Exceptional Service and Expertise! As an attorney with over 35 years’ experience in representing borrowers in the Finger Lakes Region, working with Bernyce Maltman at Wayne Bank has been an absolute pleasure. From your very first conversation with Bernyce, her many years of experience in the mortgage industry will be obvious. She has a deep, thorough knowledge of mortgage products and guides each of her valued customers effortlessly to the perfect loan for their needs. What truly sets Bernyce apart is her excellent communication skills. She keeps her clients updated at every single step, answers all our questions clearly, and makes a complex process feel completely stress-free. If you want a lender who is highly experienced, knowledgeable, and genuinely cares about her clients, I cannot recommend Bernyce Maltman highly enough!"
-Local customer and attorney
Looking for Mortgage Solutions in Ontario and Yates County?
Contact Bernyce below!
