Buying a home is one of life's biggest milestones, and having the right lender by your side can make all the difference. Whether you're purchasing your first home, upgrading to your forever home, refinancing, or building new, Matt is here to guide you through every step of the mortgage process with personalized service and local expertise.

At Wayne Bank, we believe every home begins with a trusted relationship—and Matt is committed to helping you find the mortgage solution that's right for you.

Why Work with Wayne Bank?



Mortgage Solutions

  • First-Time Homebuyer Mortgages
  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Construction Loans
  • Land Loans
  • Refinancing
  • Home Equity Loans & Lines of Credit



Personalized Guidance

  • Local decision-making
  • Dependable mortgage experience
  • Competitive rates and flexible financing options
  • Clear communication from application to closing
  • Backed by the strength and service of Wayne Bank



Mortgage Tools

  • Mortgage Calculator
  • Apply Online
  • Prequalification
  • Home Buying Resources
  • Current Mortgage Rates
  • FAQs

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Meet Matt:

Matthew (Matt) B. Schuermann serves as Vice President, Mortgage Loan Originator at Wayne Bank, serving customers throughout the Cooperstown and Oneonta communities.

With more than 30 years of business and mortgage lending experience, Matt is committed to helping individuals and families achieve their homeownership goals. He provides personalized mortgage solutions, carefully evaluates each borrower's needs, and guides customers through every step of the lending process with transparency, expertise, and exceptional service.

After attending Ithaca College, Matt built a successful career in mortgage banking and business development before founding Leatherstocking Group, Inc. in Cooperstown, New York. His entrepreneurial background and extensive industry knowledge allow him to deliver thoughtful financial guidance tailored to each customer's unique situation.

Matt is deeply involved in the Cooperstown community. He serves on the Cooperstown Village Planning Board, the Village Board of Trustees, and the Chamber of Commerce Board. He previously served on the Cooperstown Booster Club Board and spent six years on the Cooperstown Central School District Board, where he chaired the Finance and Facilities Committee during a major capital improvement project. He has also volunteered as a youth soccer, basketball, and Little League coach for more than 12 years.

Matt resides in Cooperstown with his wife, Maureen, and their three daughters.




Looking for Mortgage Solutions in Otsego County?



Contact Matt below!

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