Peace of mind for today. Confidence for tomorrow.
Personalized fiduciary guidance to help protect what you've built,
honor your wishes, and plan for the future.
For generations, families, individuals, businesses, and nonprofit organizations have relied on trusted fiduciaries to safeguard assets, honor wishes and provide financial stewardship. Our Trust, Estate and Investment Services team of experienced and devoted professionals delivers personalized solutions designed to protect your legacy and support your long-term goals.
Planning for the future is not just about asset protection or wealth accumulation-- it is ensuring your hard work translates into a lasting plan that you design. At Wayne Bank’s Trust, Estate, and Investment Services, we combine sound investment strategies with thoughtful wealth preservation solutions to protect your assets against market volatility and shifting economic landscapes. Whether you are safeguarding your family business, preparing for retirement, or planning your estate, you deserve a reliable, experienced partner throughout the process. And your choice of partner is critical. With experience, knowledge, and steadfast commitment to excellence, Wayne Bank has been helping families preserve wealth, protect loved ones, and create lasting legacies for decades.
The Wayne Trust Difference
Whether you are establishing a trust, planning your estate, or looking for management of your investments, Wayne Bank is here to simplify the process and provide clarity every step of the way. The foundation for all our services is a well-developed investment plan, based on objective data, providing a solid basis for decision-making in a variety of financial or economic environments.
We start by listening and learning what matters most to you, including your personal objectives, risk tolerance, time frame, income needs, and tax considerations. We’ll meet with you where it’s most convenient and work closely with your attorney, accountant, and other trusted advisors to develop solutions that reflect your goals and honor your wishes.
With personalized service, local decision-making, and a duty to act only in a fiduciary capacity, we provide something that is just as valuable as financial security: peace of mind.
Our services include:
- Revocable, Irrevocable and Charitable Trust Administration
- Special Needs Trust Administration
- Estate Settlement Services
- Investment Management for both individuals and institutions
- Bill Paying Services
- Retirement Accounts
- Non-Profit Accounts
- Business Succession Planning
Meet Our Team:
You can look to us for a full range of trust, estate and money management skills. Our goal is provide high-end personalized service to each of our clients. We are here for you.

Diane Wylam

Theresa Hinton, Esq., CTFA
Terri Hinton is Vice President and Senior Trust Officer at Wayne Bank Wealth Management where she works as an integral member of the team to deliver exceptional advice, personalized service, and an outstanding client experience.
Terri holds a Bachelor of Science degree from St. Francis University, where she was an Honors Program graduate. She thereafter earned her Juris Doctorate from Duquesne University Thomas R. Kline School of Law, and she holds the designation of Certified Trust and Fiduciary Advisor (CTFA) from the American Bankers Association Institute of Certified Bankers (ICB).
Terri served as a judicial law clerk to the Honorable Francis Barry of the Commonwealth Court of Pennsylvania followed by more than 20 years in the practice of law in diverse areas including estate and trusts, banking, health care, contract law, civil litigation, and real estate.
Terri embarked on her banking career in trust and wealth management in 2015. With her deep knowledge of estates and trusts from the legal perspective, at Wayne Bank Terri works directly with individuals, families, and other entities to develop lasting, personal relationships and to help her clients create and implement solid estate and business succession plans.
In addition to account administration for all types of trusts, investment management accounts, and IRAs, Terri collaborates closely with her clients’ legal and tax advisors to ensure each relationship is fully understood and carefully managed. Terri is committed to offering reliable advice and sound ideas to help her clients achieve their goals.
Active in the community, Terri is a member of the Pennsylvania and Lackawanna Bar Associations. She currently serves on the Board of Directors of WRC (formerly known as the Women’s Resource Center). She is also a volunteer at the Elder Law Clinic of Lackawanna Pro Bono, where she provides legal assistance to and prepares estate documents for income-qualified seniors.

Marianne McConeghy

Lianne Waller

Paul Koshiba

Gene Cunard
Eugene Cunard is a Trust Officer with over 35 years of extensive experience in trust administration, estate settlement, individual and fiduciary taxes, investments, and wealth management.
Gene administers a broad range of trust and estate accounts, including revocable, irrevocable, special needs, charitable trusts, foundations, IRAs, and investment management accounts.
Gene’s significant experience in trust administration, risk management, and regulatory compliance ensures that each client’s intentions are carried out. Gene has focused on building lasting relationships with clients and their families with his thorough understanding of fiduciary responsibilities, legal and tax knowledge, and professional and personalized service.
Gene has served as a volunteer for the United Way, Osterhout Library, St. Joseph’s Festival and the American Diabetes Association. He remains current on developments in trust, estate, tax and estate-planning matters through continuing education.
Disclosures Section
Contact Our Team
You can look to Wayne Bank for a full range of trust, estate, and investment management services, delivered with personalized attention and a commitment to your long-term goals.
We welcome the opportunity to learn more about your needs and explore how our fiduciary expertise can help you protect your assets, honor your wishes, and plan with confidence. Your initial meeting with Wayne Bank’s Trust, Estate, and Investment Services team is complimentary and carries no obligation or fee.
Let’s talk about your future.
Call 570-253-8506, email [email protected] or fill out this form.